PRIVACY POLICY

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WHAT DOES FASTLENDING.COM, LLC (d/b/a “FASTLENDING.COM”)
DO WITH YOUR PERSONAL INFORMATION?

 

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

HOW?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons FastLending.com chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does FastLending.com share?
Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s),
respond to court orders and legal investigations, or report to
credit bureaus.
Yes
No
For our marketing purposes –
to offer our products and services to you
No
We don’t share
For joint marketing with other financial companies
No
We don’t share
For our affiliates’ everyday business purposes –
information about your transactions and experiences
No
We don’t share
For our affiliates’ everyday business purposes – information about your creditworthiness
No
We don’t share
For our affiliates to market to you
No
We don’t share
For non-affiliates to market to you
No
We don’t share

QUESTIONS? CALL (252) 714-7410

Who we are

Who is providing this notice?
FastLending.com

What we do

How does FastLending.com protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does FastLending.com collect my personal information?
We collect your personal information, for example, when you –apply for financing or give us your contact information, provide account information, provide your government-issued ID– We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only –sharing for affiliates’ everyday business purposes-information about your creditworthiness, affiliates from using your information to market to you, sharing for nonaffiliates to market to you– State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
♦FastLending.com does not share with affiliates
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
♦Non-affiliates we share with can include participating retailers
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
♦FastLending.com does not jointly market

Other important information

California Residents Only: California residents have additional rights to limit sharing. Please see the enclosed “Important Privacy Choices for Consumers” provided to you describing your right to control sharing. Also, we will not disclose your personal information to nonaffiliated third parties except as permitted by law or unless you authorize us to make those disclosures.

Vermont Residents Only: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.

Text Message Policy (Account-related Messages Only)

By providing us with your mobile number and opting-in, you give FASTLENDING.COM, LLC (d/b/a “FASTLENDING.COM”) permission to send you account-related text messages, like payment reminders and notifications in conjunction with the services you have requested.

  • Number of messages will vary by account.
  • By providing us with your mobile number and opting-in, you agree you have ownership rights or permission to use the number given to us.
  • Message and data rates may apply.
  • To opt-out, text STOP to any text message we send you. An opt-out confirmation message will be sent back to you.
  • To request support, text HELP to any text message we send you or email us at privacy@fastlending.com.
  • If your handset does not support MMS, any MMS messages sent may be delivered as SMS messages.
  • Wireless carriers are not liable for undelivered or delayed messages.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt in data and consent; this information will not be shared with any third parties.

QUESTIONS? CALL (252) 714-7410